Turning a ruble transfer into euros in Spain
You send rubles from a Russian account or card and collect euros here in Spain: cash in Torrevieja and the Vega Baja, or credited to your local account. Rubles reach us by bank transfer — card or SBP. From €300, and the bot quotes the rate, our fee included, before the deal.
The rate only applies at the moment of your request, so it lives in the bot, not on this page.
Who needs this
The people who write are rarely “investors”. They have ordinary jobs to sort out.
You let a flat in Russia and live here: the rent trickles in as rubles, the bills are in euros. You work remotely for a Russian client and the fee lands on your card. You sold a car or a flat back home, and the money sits in an account while you need it here. Parents help out, and naturally they send rubles.
The spending is as dull as it gets: rent, comunidad, electricity, school or a private nursery, insurance, a trip to the doctor, the IBI once a year. All in euros, and none of it patient.
How the ruble exchange runs
One action is asked of you: make the transfer. The rest we settle in the chat.
A request in the bot
Give the amount, where the rubles come from and how you want the euros — cash or an account.
The rate and the sum
The bot names the rate and the exact figure in euros. Our fee is inside the rate; no percentage on top.
Details for the rubles
Issued in the bot for your specific request — to a card or by SBP. We never publish them on the site in advance.
You send the rubles
You get your euros
Either the courier brings cash at the agreed time, or the payment leaves for your account.
Two moves on your side in total: confirm the rate, send the rubles.
Cash or account: which to pick
| Criterion | Cash at a meeting | To your account |
|---|---|---|
| How you get it | the courier brings euros at the agreed time | a payment to your IBAN |
| When it suits | money in hand: market, workman, rent, daily spends | bills, card spending, saving |
| Who closes the deal | you and the courier | the receiving bank |
| What you need | to agree a time and place | an IBAN in your name |
| The drawback | making time for a meeting | the last step is not ours |
In practice plenty of people split it: part in cash for current spending, the rest to the account. That works too — just say so when the request is drawn up.
If the first column suits you better, see how to collect your euros in cash in hand. If it is the second, the same set covers euros credited to your IBAN.
Why a bank transfer from Russia usually does not arrive
The direct route — my Russian bank to my Spanish bank — works badly now, and not because of one single ban.
Some channels between banks are simply closed, so the payment finds no route. Some goes through a chain of intermediary banks, and any of them can send the money back or park it for checks. A returned payment also loses value on the double conversion.
Then there are the receiving bank's questions. On a large sum from abroad, a Spanish bank may ask where the money came from and request papers: a contract, a certificate, proof of a sale. It is a standard check that applies to any incoming credit, not only yours. While the correspondence runs, the money is unavailable.
We do not “get around” that and do not promise to. Our route is simply shorter: the rubles move inside Russia, the euros reach you here. Fewer links, fewer places for things to hang.
You will not hear advice from us on hiding anything from a bank. If a bank asks questions, the best answer is documents.
How much you can exchange
The minimum is €300. The ceiling stays off the site: large sums are agreed in advance, especially in cash — it has to be prepared for the meeting.
Timing gets the same treatment. The exchange starts the moment your ruble transfer lands, and that step belongs to your bank, not to us, so naming an hour would be a lie. What to expect in your case, they will say as the request is drawn up.
The whole thing, including the order of play and the limits, is described separately.
What we do not do
A short list, to save your time:
- we do not change dollar cash;
- we do not work with companies, invoices or billing paperwork;
- we do not hand out rubles in cash;
- we give no financial advice and no rate forecasts;
- we take no ruble cash — bank transfer only.
If your case is on that list, we say no honestly instead of inventing a scheme.
Questions about the ruble route
Which account can the rubles come from?
Your own account or card at a Russian bank, SBP included. The bot issues the details for your specific request — they are not permanent, which is why they do not sit on the site.
Can I send from a relative's card rather than my own?
Best asked in the bot beforehand. The answer depends on the sum and the details, and there is no universal yes here.
Will the rate be fixed before I send the rubles?
Yes. First you see the rate and the sum in euros, you confirm, and only then you transfer. The quote lives a limited time: miss it and you take a fresh one.
What if my bank cancelled the transfer?
Write to the bot. We redo the request at the rate current then — the old quote cannot be held, but we charge nothing for a transfer that fell through.
Get the rate in the bot
Give the bot your sum in rubles and how you want the euros; the rate and the exact figure come back in reply.